Looking to buy a place ?

We can help make that happen. We have loans to fit most situations. One size does not fit all!

Traditional Loans

Going through a divorce and unsure what to do with your house?

As a CDLP®, I can help!

As a Certified Divorce Lending Professional, I can give you mortgage planning strategies. I work with your attorney and financial planner to make sure that whatever you decide to do with your home, happens.

Non QM Loans

Others

Divorce Mortgage Services

Expert assistance for divorce-related mortgage needs

Refinance Your Mortgage

Explore refinancing options tailored for your divorce situation with expert guidance.

Property Buyout Assistance

Get help buying out your spouse's share of the property during divorce.

Informed Decision Making

Receive personalized advice to navigate mortgage decisions during your divorce process.

Bank Statement Loans

We will calculate your income using twelve months of statements from a Personal or Business account.

No Tax Returns - Great for people who own their own business

• Self-Employed Professionals

• Business Owners

• Independent Contractors

• Healthcare Workers

• Freelancers

• Gig Workers

• Realtors

A bank statement loan can be a good way to get approved if you have a lot of write-offs and your income looks lower than it really is.

Investment Loans

Loans for people who own an investment property or want to buy one

Qualify using just the income generated by the investment property

Grow your business with a Debt Service Coverage Ratio (DSCR) Loan

Individual Taxpayer Identification Number (ITIN) loans

Qualify for a home loan without a Social Security number

The main purpose of an ITIN is to allow individuals without an SSN to file US tax returns and comply with US tax laws.

ITINs can be used to open a bank account, which allows individuals to manage their finances and build a banking history.

Landlords may accept an ITIN as a form of identification when entering into rental agreements.

In some cases, an ITIN may be accepted as a form of identification to access certain government services.

Client Feedback

Hear from some of our satisfied clients about their experiences with Kimberly.

Kim is awesome! She will work tirelessly to find you the right mortgage. She really gets to know her clients and their individual needs and provides excellent communication, explanations and service throughout the process. Can’t recommend her highly enough!

Laura Kaufman

Weston CT

Kim is a great asset for any lending transaction. She is smart, creative, compassionate and able to adapt easily. During these complicated times when it comes to mortgages, you need someone who really understands and can explain the nuances and rules. Call Kim. You'll be glad you did!

Sharon Defala

★★★★★

★★★★★

Colin Smyth

Wilton CT

I would highly recommend Kim Pauly with Lyons Mortgage to any of my clients or friends. We are most grateful for her expertise and ability to help us throughout the mortgage progress, start to finish. She made herself readily available to us to answer any questions we had which made working with her seamless. She understands all of the technical elements of various mortgage products extremely well. She is a true pleasure to work with!

★★★★★

★★★★★

You can put your trust in Kim when it comes to one of the biggest purchases of your life. She is transparent, informative, and is only looking out for your best interest. If you’re seeking assistance with your mortgage and navigating the process, I highly recommend working with Kim to put your mind at ease.

Caitlin Martin

Norwalk CT

Bridgeport CT

Reach out for help navigating the mortgage process in Connecticut.